Frequently Asked Question - Savings Bank Account -2

Whether it is compulsory to present the pass book on the counter of the post office at the time of making withdrwal by cheque from a saving...

Whether it is compulsory to present the pass book on the counter of the post office at the time of making withdrwal by cheque from a savings account with cheque book facility ?	No
What minimum amount  may be withdrwan by a cheque from  a cheque   from savings account	Rs 20/-
While calculating interest in a single savings account , what may be the maximum IBB in a calander month ?	Rs  100000/-
While calculating interest in a joint  savings account , what may be the maximum IBB in a calander month ?	Rs 200000/-
By which post office  annual interest is calculated in savings account ?	By  HPO
After how many  consecutive financial years without any trancsation a savings account is treated as silent account	3 years
Whether the amounts of annual interest affed in a savings account may be treated as  transactions in that account ?	No
If  in a savings account , the balance has reached prescribed maximum, whether it may be treated as silent account after no transaction having taken place during three consecutive financial year ?	No
What  is  the fee for issue of duplicate passbook of a savings account ?	Rs 10/-
Which office issues duplicate passbook of a savings account standing at department SO ?	Same SO where the accounts stands .
Whehter a pension savings account may be closed itself by LSG SO by calculating current year’s interest ?	No  closure is to be permitted by  HO
What is the fee for getting a savings account transferred from one post office to another PO	No Fee
Whether one of the depositors of a joint B  savings account can get that account transferred from one post office to another by signing the application for transfer himself only?	No  all the account holders are required to sign
Whether a savings account deceased depositor can be transferred from one post office to another	No
Whether a savings account which has been ordered to be closed , may be got transferred from one post office to another ?	NO
How many persons can be nominated by the depositor of a savings account ? ------------------------------------------------------ Thanks to  mr.  S  JAYACHANDRAN  SA,  o/o SPOS, MAVELIKARA DIVISION	Any  number of persons can be  nominated