RATE OF INTEREST FOR ALL TYPES OF SAVINGS ACCOUNTS AND CERTIFICATES

RATE OF INTEREST  FOR ALL TYPES OF SAVINGS ACCOUNTS AND CERTIFICATES -----------------------------------------------------------------------...

RATE OF INTEREST  FOR ALL TYPES OF SAVINGS ACCOUNTS AND CERTIFICATES


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 SB /SA ACCOUNT  From 01-03-2003 |          RECURRING DEPODIT
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Type of Account         Rate of  |  Date of Deposit      Matrity value 
                       Interest% |                   for Rs.10 monthly
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Single Account              3.5  |  01-04-1991 to 01-09-1993   811.10
Joint / Pension Account     3.5  |  02-09-1993 to 31-12-1998   833.40
Sanchayika Account          3.5  |  01-01-1999 to 14-01-2000   811.15
Public Account              0    |  15-01-2000 to 28-02-2000   789.60
Provident fund Account or        |  01-03-2001 to 28-02-2002   758.53
Superannuation Fund Account 0    |  01-03-2002 to 28-02-2003   748.59
Security Deposit Account    0    |  01-03-2003 onwards         728.90
                                 |  WITHDRWAL INT UPTO 31-12-2004  =15%
M V S D            --       0    |  Withdrawal int FROM 01-01-2005 =9.5% 
Official Capacity Account   0    |  PMC interest     = SB rate of int
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Type of           Time Deposit - Rate of Interest
Deposit   15-1-2000     01-3-2001    01-03-2002  01-03-2003
          28-2-2001     28-2-2001    28-02-2003   onwards 
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1 Yr TD       8%          7.5%        7.25%         6.25%
2 Yr TD       9%          8%          7.50%         6.50%
3 Yr TD      10%          9%          8.25%         7.25%
5 Yr TD      10.5%        9%          8.50%         7.50%
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MONTHLY INCOME SCHEME ( MIS )    | PPF      | NSS87    | NSS92
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01-01-1999 to 14-01-2000  12   % |  12   %  |   11%    |   11 %
15-01-2000 to 28-02-2000  11   % |  11   %  |   11%    |   10 %
01-03-2001 to 28-02-2002   9.5 % |   9.5 %  |   11%    |   9.5%
01-03-2002 to 28-02-2003   9   % |   9   %  |   11%    |   8.5%
01-03-2003 on wards        8   % |   8   %  |    7.5%  |   7.5%
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                        6 Yr. NSC ( VIII issue)
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Period from the date of the           Amount payable inclusive of Interest
certificate to the date of            15-01-00  01-03-01 01-03-02 01-03-03
its encashment ( NSC VIII             28-02-01  28-02-02 28-02-03 onwards
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3Yrs or more,but less than 3.5 Yrs      132.00    126.43   124.62  121.15
3Yrs or more,but less than 4   Yrs ---  138.50 -- 131.71 - 129.51  125.09
4Yrs or more,but less than 4.5 Yrs      145.00    136.90   134.29  129.16
4Yrs or more,but less than 5   Yrs ---  152.00 -- 142.48 - 139.43  133.36
5Yrs or more,but less than 5.5 Yrs      159.00    147.98   144.46  137.69
5Yrs or more,but less than 6   Yrs ---  166.50 -- 153.89 - 149.83  142.16
    above 6 Years                                          169.59  
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                    KISHAN VIKAS PATRA - KVP
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Period from the date of the         Amount payable inclusive of Interest
certificate to the date of          15-01-00 01-03-01 01-03-02  01-03-03
its encashment for Rs.1000 Dn.      28-02-01 28-02-02 28-02-03  onwards  
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2.5 Yrs or more,but less than 3   Yrs   1246    1209     1195   1170.51
3   Yrs or more,but less than 3.5 Yrs - 1302  - 1274  -  1256   1207.95
3.5 Yrs or more,but less than 4   Yrs   1407    1327     1305   1267.19
4   Yrs or more,but less than 4.5 Yrs - 1478  - 1409  -  1382   1310.80
4.5 Yrs or more,but less than 5   Yrs   1585    1470     1439   1355.90
5   Yrs or more,but less than 5.5 Yrs   1668    1572     1534   1435.63
5.5 Yrs or more,but less than 6   Yrs   1779    1644     1602   1488.49
6   Yrs or more,but less than 6.5 Yrs   1874    1770     1672   1543.30
6.5 Yrs or more,but less than 7   Yrs   2000    1857     1800   1649.13
7   Yrs and three months                ----    2000     ----   1713.82
7   Yrs or more, butless than 7 yrs and 8 month ----     1883   1781.06
7   yrs and 8 months                                     2000
8   Yrs or more, butless than 8 yrs and 7 month ----     ----   1850.93
8   yrs and 7 months                                     ----   2000
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